Laws Loom Large

Laws loom large. Get ready for the next pandemic.

“Expanded Presumption Laws Loom” is the headline of a recent Business Insurance article by Louise Esola. She explores the potential impact from the 16 states that have introduced legislation allowing injured workers diagnosed with certain communicable diseases to file workers’ comp claims “presuming” they contracted the illness in the workplace.

In this analysis, Mark Walls from Safety National Casualty Corp comments, “This is an unprecedented expansion of workers’ compensation into an area that is not appropriate.”

This expanded presumption trend is in response to the COVID-19 pandemic but raises the following questions for the future of the insurance industry:

What happens with the next community spread?

How do you quantify unknown risks?

Is it fair to take “occupation” out of the formula and just accept the disease?

If you want to do better, then learn the looming laws.

Call us. We can do better.

William Faris, JD
Chief Executive Officer
502-495-5040
william.faris@omca.biz
www.omca.biz

Posted in News